Wallet
One wallet for campaigns, bills and payouts
Fund your balance, pay contributions on schedule, collect when it is your turn, buy airtime and data, settle electricity and cable, and withdraw to your bank, all from the same wallet.
- Fund and contribute
- Receive campaign payouts
- Pay bills and withdraw
Campaign money
What your wallet does for every campaign you join
Fund when you are ready
Top up your wallet in the app so contributions do not stall when payments are due. Keep a balance that matches the campaigns you belong to.
Pay campaign contributions
When a due date arrives, pay straight from your wallet into the campaign. No scramble for proof after the fact. The contribution updates in the shared record.
Receive payouts cleanly
When it is your turn, the coordinator releases your payout and it lands in your wallet. You get a notification and can put the money to work immediately.
A history you can reread
Funding, contributions, bills, payouts and withdrawals sit in one transaction history. Useful when you want to confirm what happened last month without reconstructing a chat thread.
Bills and withdrawals
Put wallet money to work beyond contributions
Airtime
Top up MTN, Airtel, Glo and 9mobile for yourself or someone else, straight from your wallet balance.
- All major networks
- Saved numbers
- Instant top-up
Data
Buy daily, weekly and monthly data bundles without leaving Ajowallet or jumping into a separate airtime app.
- Popular bundle sizes
- Self or others
- Receipt in history
Electricity
Pay prepaid and postpaid electricity bills and keep meter details handy for the next token purchase.
- Major discos
- Saved meters
- Token delivery
Cable TV
Renew DStv, GOtv and StarTimes packages before the bouquet cuts out mid-show.
- Popular bouquets
- Renew on time
- Payment history
Questions
Wallet questions members ask
What can I do with my wallet?+
Fund your balance, pay campaign contributions, receive payouts when it is your turn, buy airtime and data, pay electricity and cable bills, and withdraw to your bank.
Do I need a wallet to join a campaign?+
You join with a campaign code. When contributions begin, you pay from your wallet, so fund it before the first due date.
Can I pay bills from my wallet?+
Yes. Airtime, data, electricity and cable payments are available from the wallet in the member app.
What if I pay my coordinator outside the app?+
Ask them to update your contribution. The campaign record stays accurate even when that payment did not move through your wallet.
Where can I see what happened?+
Open your wallet transaction history for funding, contributions, bills, payouts and withdrawals, and open each campaign for its contribution schedule.
Fund your wallet. Stay ready for the next due date.
Contribute on schedule, collect on your turn, pay bills and keep every movement where you can find it later.